Get the right contents insurance for your home | Tenant news

While Habinteg looks after the building insurance for tenants’ homes, which protects bricks and mortar, it’s important to consider protecting your possessions with contents insurance.

Getting your favourite things insured

Home contents insurance is a good safety net for your home should you need urgent help to buy replacements for your lost possessions. It can cover valuables such as computers, jewellery, TVs, and even phones.

How do you find the right deal?

With lots of household content insurance providers on the market, it's good to shop around on comparison sites to find the best insurance policy for your home.

Some of the sites we looked at include:

• Moneysupermarket.com
• GoCompare
• Confused.com
• MoneySavingExpert.
   

However, the comparison sites don’t cover all insurers. Aviva, Zurich, and Direct Line are among the big names that don’t appear – and their products can only be bought directly by calling or online.

Extra cover

You may sometimes need to get extras that don’t come as part of the standard contents’ insurance cover.

The most common extras you could include are:

• Legal expenses– covers legal costs for employment disputes or personal injury cases
• Personal possessions  – covers lower value items that you take out of the house, e.g. a camera
• Accidental damage – cover for small items like phones if dropped in water, but you need to check this with your chosen insurance provider before adding as an extra. 
   

When getting home content insurance, choose carefully and always read the small print before adding any extras.

Please visit our Tenant News page for more money-saving tips.